Averting Common Mistakes That Personal Injury Victims Make
Because of common mistakes that many personal injury victims make, they do not receive all the compensation that they ought to be entitled to and which can even actually default on their legal case.
An insurance adjuster will normally come to see you, after the accident, and will look for ways for you to make unofficial statements about the accident, which he will likely record and use this during the court process with the intention of lowering your claim of compensation; therefore, avoid this kind of mistake and always consult first with a lawyer before giving any kind of statements, written or recorded, to an insurance company representative.
Agreeing to be examined by the insurance company doctor
The reason why an insurance company would want you, as a personal injury victim, to be examined by their doctor is because they want their doctor give a diagnosis that is more favorable for the insurance company, that’s why avoid agreeing to be examined, and keep in mind that you have the freedom to choose any doctor to examine and treat your injuries following your accident.
Your doctor’s examination and treatment of your injuries are put on records in which this medical record will be used during the court proceedings to establish the seriousness of your injury, if you ignore the doctor’s instructions, like stopping medications without his approval, this will make the insurance company including the court suspicious of the true nature of your injuries and, thus, will, in effect, lower your claim for compensation; therefore, obey completely the doctor’s orders.
Early settlement without knowing all your injuries
Don’t make the mistake of claiming quickly for a settlement without knowing the full extent of your injuries, since most injuries take time to full develop, which might be detrimental to your claim as you are prevented from getting more money from the insurance company when you later discover that your injuries have gone worse.
Resolving the personal injury case without consulting with a lawyer
Avoid the mistake of settling your case with the insurance company without prior consultation with a lawyer because insurance company will initiate settling earlier in order to offer a lesser amount that the maximum compensation that you’re supposed to receive, but having consulted first with a personal injury lawyer, being well versed on your rights as an accident victim, he can give you an idea on whether you stand a chance of winning your case in court if you decide to sue, based on his evaluation on your case including that from your doctor’s findings, and he can also advise you on how much settlement should you claim, besides, wait too long to seek legal assistance may cause for the statute of limitations, which refers to a limited period where the victim is allowed to process his claim, to expire before you call for a personal injury lawyer.